Attention homeowners in Omaha and Sarpy County: Get an Appraisal today!
The top 7 reasons NE homeowners call on JF Appraisals, Co.:
Need help determining the value of your home in or near Omaha, NE?
We at JF Appraisals, Co. understand the individual needs of a consumer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value estimation than yours. Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. JF Appraisals, Co. is experienced in helping customers just like you dismiss unneeded PMI insurance. Challenging a property tax assessmentIf you live in a local area that is declining or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from JF Appraisals, Co. is your number one weapon when challenging your property tax assessment. Recently got a freeze your HELOC?Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. JF Appraisals, Co. can provide you with an expert appraisal that will help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesHave you just accepted a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for verity or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from JF Appraisals, Co. can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your house. |